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| :: Learn step-by-step home buying process with Kellson Team. Your knowledge is your Power! |
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| HOME BUYING >> STEP 3 >> GET YOUR LOAN APPROVED |
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Geting your home loan approved (conditional loan approval) prior to submiting your real estate purchase offer is a wise decision because it helps and protects you in many ways. There are major befefits of geting your conditional loan approval. |
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Benefits of Getting a Conditional Loan Approval? |
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1. It's more reliable than a pre-qualification or pre-approval.
2. You'll know how much money you can qualify to borrow.
3. You'll know if you can satisfy all loan conditions and close on time.
4. You'll have more leverage in negotiations with the seller.
5. Your real estate agent will work harder on your behalf.
6. Speedy final approval is normally the case.
7. Your closing should be as smooth as silk. |
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How to get Conditional Approval? |
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Step 1: Initial consultation
1. Contact Kellson Team or call Sean Nguyen at 480-678-8222.
2. Go over your financial situation & objective(s)
3. Recommend a financing option that meet your objective(s) most.
4. Discuss rate & payment estimates on the recommended program.
Step 2: Submit your application
1. Gether information you need for your application
2. Complete a your mortgage application and submit to the bank.
Step 3: Review all loan conditions
1. You will receive a conditional loan approval if qualified.
2. Discuss with you about your loan conditions
3. You are good to go if you can satisfy lender's conditions.
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